Compound Interest & Future Value
FormulaProject how a lump sum and monthly contributions grow over time.
Parameters
Advanced assumptions
Projected portfolio
€413.5K
Total contributed
€169K
Investment growth
€244.5K
Net growth over contributed capital
+€244,524
Growth over time
Your money multiplies 2.4× over 20 years. 59% of the final balance comes from compound growth, not money you put in.
This projection assumes a constant annual return. Real markets fluctuate, so treat this as a guideline, not a guarantee.

