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Compound Interest & Future Value

Formula

Project how a lump sum and monthly contributions grow over time.

Parameters

Risk profile
€
%
€
Advanced assumptions
%

Projected portfolio

€413.5K

Total contributed

€169K

Investment growth

€244.5K

Net growth over contributed capital

+€244,524

+144.7%

Growth over time

Your money multiplies 2.4× over 20 years. 59% of the final balance comes from compound growth, not money you put in.

This projection assumes a constant annual return. Real markets fluctuate, so treat this as a guideline, not a guarantee.