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Dollar-Cost Averaging

Strategy

Current Value = (Total Invested ÷ Average Price) × Current Price

Inputs

€
€
€

Current value

€2,880

Total invested

€2,400

Gain/loss

€480 (20%)

DCA doesn't change what an asset returns, it changes the ride: investing a fixed amount on a schedule buys more units when the price is low and fewer when it's high, lowering your average cost automatically without trying to time the market. This tool shows where a DCA position stands today, once you know the total invested, the average price paid, and the current price.

🇵🇹 Recurring monthly contributions to a PPR or a scheduled savings plan are, in practice, dollar-cost averaging, even if the product paperwork never uses that term.