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📈Investing

Project growth, understand returns, and get the mechanics of compounding straight.

Compound Interest & Future Value

Project how a lump sum and monthly contributions grow over time.

Formula

Present Value

What a future amount of money is worth today, discounted back by a rate of return.

Formula

CAGR

The single steady annual growth rate that would take a starting value to an ending value over a period.

Formula

Intrinsic Value (DCF)

A two-stage discounted cash flow estimate of what an investment is actually worth, based on projected future cash flows.

Formula

Real Return

Your investment return after subtracting inflation, what your money actually gained in purchasing power.

Formula

Rule of 72

A quick mental-math estimate for how many years an investment takes to double.

Rule of thumb

Dollar-Cost Averaging

Investing a fixed amount on a regular schedule, regardless of price, to smooth out market timing.

Strategy

PnL Multiplier

Turn a profit/loss percentage into the "times your money" multiple — 100% gain is 2x, a 50% loss is 0.5x.

Formula